Yes you seen it on the front page of the USA today.  30 year and 15 year fixed Mortgage Rates at a 50 year (all time) low in Utah.  Refinance or Purchase moey is availble for your home loan today.  Please email Kelly@UtahsMortgageGuy.com or call me today 801-253-HOME and lets get your loan application in process.  Home loan rates may NEVER be this low again.  Rates go up faster then they go down so don't delay!  We have had rates as low as 4.5% fixed for 15 or 30 years.