Utah Rates, Programs or anything by Utah's Mortgage Guy

Is now a time to Purchase a new home or refinance your existing Mortgage???
October 28th, 2008 9:38 AM

With all of the craziness going on in the Mortgage Financing arena right now it is still actually very easy for 95% of people to get great rates on a home loan.  We offer FHA, VA and Conventional home loans.  We also still have many out -of-the-box loans for those of you that have to use stated income or bank statement documentation.

Mortgage rates are moving between 5.25% and 6% APR 5.5% to 6.25% for a 15 year fixed rate right now and moving between 5.625% and 6.5% APR 5.875% to 6.75%.  This is still below average rates for the last 35 years.

Those looking to purchase should take note that home sales were up in September for the first time in almost 2 years.  This is that blip that might tell us the housing market is ready to bottom out and start rising.  Leave no doubt that this is the time to buy a new home.

Please let me know what questions you might have.  Also please refer your friends and family to RidgeView Mortgage and Utah's Mortgage Guys.  We will mkae sure the get the best loan for the lowest fees and rates possible.


Posted by Kelly L. Whytock on October 28th, 2008 9:38 AMPost a Comment (0)

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The Bank or Lender Bailout
October 2nd, 2008 3:37 PM
Are you confused about what is going on with the goverment bailout?  Call me today Kelly Whytock 580-7830.  I can break it down for you and make sure you are making the correct purchase or refinance decisions for you furture.

Posted by Kelly L. Whytock on October 2nd, 2008 3:37 PMPost a Comment (0)

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Mortgage Guy Update Rates, Numbers and More
September 15th, 2008 3:36 PM

Call today to talk rates Loan Options ro whatever you would like...

Kelly L Whytock "Utahs Mortgage Guy"

RidgeView Mortgage, Inc.

Owner / Mortgage Advisor

10468 S. Redwood Rd.

South Jordan, UT 84095

Phone: (801) 253-HOME(4663)

Fax: (801) 365-3847

Cell: (801) 580-7830

Email: Kelly@UtahsMortgageGuy.com

It's CHOICE - not CHANCE - that determines your destiny.


Posted by Kelly L. Whytock on September 15th, 2008 3:36 PMPost a Comment (0)

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Mortgage Rates are Dropping in Utah. Should I Refinance.
September 15th, 2008 12:58 PM
It is a great question with a different answer for each individuals situation.  The best way to find out is to talk to a LOCAL professional.  I am located here in Salt Lake County in the city of South Jordan Utah.  Call or email me today and I can get you an ACCURATE idea of your mortgage loan options.  Call Kelly Whytock, owner at 801-580-7830 or email me at Kelly@UtahsMortgageGuy.com

Posted by Kelly L. Whytock on September 15th, 2008 12:58 PMPost a Comment (0)

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No Money Down First Time Buyer
June 24th, 2008 1:02 PM
There are many options still availible for those with little or no money down for a home.  You can use traditional financing with a 3 or 5% gift for the down payment.  Your can use the FHA programs with a 3% or greater down payment.  Or you can use the Rural Housing p[rograms depending on where you would like to buy your home.  Call me at 801-253-HOME or email me at Kelly@utahsmortgageguy.com for my details or to get pre-qualified.

Posted by Kelly L. Whytock on June 24th, 2008 1:02 PMPost a Comment (0)

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Todays Utah Mortgage Market, Programs and Rates by Utah's Mortgage Guy
May 27th, 2008 3:33 PM
Welcome to The Utah's Mortgage Guy Blog.  I am opening the discussion to anyone and everyone.  Lets get things going.  ANY QUESTIONS?

Posted by Kelly L. Whytock on May 27th, 2008 3:33 PMPost a Comment (2)

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